Fuel Points: Are They Worth Your Time?

how much are fuel points worth

Fuel points are part of a loyalty program offered by several grocery store chains, including Kroger and Harris Teeter. Customers can earn fuel points by making purchases at participating grocery stores and then redeem these points for discounts on fuel purchases at specific gas stations. The value of a fuel point depends on the volume of fuel purchased, with each point generally ranging from 1 to 1.5 cents. For example, at Harris Teeter, every 100 fuel points redeemed results in a 10-cent discount per gallon, up to a maximum of 1,000 points or $1 off per gallon. Similarly, Kroger offers a range of ways to earn fuel points, including 1 point per dollar spent on groceries, 2 points per dollar spent on gift cards, and 25 points for non-federally funded prescriptions. While the exact mechanics vary, the fundamental principle is that fuel points provide customers with a way to save money on fuel purchases by accumulating points through their grocery shopping habits.

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Earning fuel points through the app

Fuel points are offered by several grocery store chains and gas stations to help customers save money on fuel purchases. The value of a fuel point depends on the number of gallons purchased. For instance, assuming your average fill-up is 15 gallons, each point is worth 1.5 cents.

Exxon Mobil Rewards+ app

Exxon Mobil Rewards+ is a loyalty program that allows customers to earn points on fuel and convenience store purchases at Exxon and Mobil stations. To earn points, customers can use the Exxon Mobil Rewards+ app, where they can track their progress and receive exclusive member offers. The app offers four ways to collect points:

  • Mobile pay: Customers can use the app to pay at the pump or inside the store.
  • Scan member ID: Customers can scan their member ID at the pump or in the store.
  • Enter Alt-ID: Customers can enter their phone number at the pump or in the store.
  • Use member card: Customers can use their physical member card to collect points.

To qualify for the Exxon Mobil Rewards+ Frequent Filler bonus points, customers must purchase at least 100 gallons of Synergy fuel in a calendar month. Once qualified, customers will earn 1 extra point on fuel and 2 extra points on convenience store purchases, equal to 4 cents per gallon and 4 cents per dollar.

MyRewards Plus app by Pilot Flying J

The myRewards Plus app offers convenient features like Mobile Fueling, shower, and parking reservations. Customers can earn points and save money on fuel purchases at participating Pilot, Flying J, and One9 branded locations in the US and Canada.

Earnify app by BP

The earnify app is BP's integrated loyalty platform where customers can earn 1 point per dollar spent on fuel and 2 points per dollar spent on convenience purchases. During the first 90 days, customers can enjoy double points. The app also offers 250 bonus points upon registration, which can be redeemed for a discount on fuel purchases.

Kroger Fuel Points

Kroger offers a fuel rewards program where customers can earn fuel points on grocery purchases, pharmacy prescriptions, and gift card purchases. While there is no dedicated app for earning fuel points, customers can use the Kroger app to keep track of their purchases and fuel points earned.

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Redeeming fuel points at gas stations

Fuel points are rewards that can be earned through several grocery store chains, such as Kroger and Harris Teeter. These points can then be redeemed for discounts at participating gas stations. The value of fuel points can vary, but they generally offer a certain amount of cents off per gallon of gas purchased. For example, at Harris Teeter Fuel Centers and participating BP and Amoco stations, every 100 fuel points redeemed gives a discount of 10 cents per gallon, up to a maximum of 1,000 points or $1 per gallon (for a maximum of 35 gallons). Similarly, at gas stations that honour the Kroger card, such as Shell, each fuel point is worth approximately 1-1.5 cents, and you can redeem 100 points at a time for a discount of 10 cents per gallon.

To maximise fuel point savings, some customers try to time their fill-ups to align with promotions or take advantage of gift card purchases, which often offer bonus points. For instance, buying gift cards from grocery stores during promotions can earn up to 4X the fuel points compared to regular purchases. Additionally, certain credit cards, like the American Express Blue Cash Preferred card, offer higher cashback rates at grocery stores, allowing for further savings.

It is important to note that fuel points and their redemption policies can vary across different loyalty programs and gas stations. For instance, the Kroger Fuel Points program has been reported to reset at the end of each month, with any unused points expiring. In contrast, Harris Teeter's fuel points earned in a particular month will expire at the end of the following month. Moreover, some gas stations may have limits on the number of points that can be redeemed per transaction or set a maximum number of gallons that the discount can be applied to.

When redeeming fuel points at gas stations, customers typically need to present their loyalty cards or provide their membership information during the payment process. This allows the gas station to verify the customer's accumulated points and apply the corresponding discount to their fuel purchase. It is worth noting that fuel points cannot always be combined with other discounts, and there may be exclusions on certain types of purchases or payment methods. Therefore, it is essential to review the terms and conditions of the specific loyalty program to understand the redemption process, limitations, and participating gas stations fully.

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Calculating the value of a fuel point

The value of a fuel point can vary depending on the specific loyalty program and the volume of fuel purchased. However, we can calculate the value of a fuel point by understanding the relationship between the number of points earned and the resulting discount on fuel purchases.

Let's take the example of the Kroger Fuel Points program. At Kroger, customers earn 1 fuel point for every dollar spent on most groceries. Additionally, they can earn bonus fuel points through various promotions, such as earning 2 fuel points for every dollar spent on gift cards or participating in special bonus Fuel Events that offer up to 4x fuel points.

Now, let's assume that Kroger offers a discount of $0.10 per gallon for every 100 fuel points redeemed, with a maximum redemption of 1,000 points per fill-up. This means that each fuel point is worth $0.0001. In other words, if you have 100 fuel points, you will receive a discount of $0.10 per gallon on your fuel purchase.

It's important to note that the value of a fuel point can change based on the volume of fuel purchased. For example, if you have a smaller vehicle with a fuel tank capacity of 15 gallons, each fuel point may be worth slightly less than $0.0001 since you are purchasing fewer gallons. On the other hand, if you have a larger vehicle with a fuel tank capacity of 35 gallons, each fuel point may be worth slightly more than $0.0001 as you are maximizing the number of gallons on which you receive the discount.

Additionally, some programs may offer different redemption rates or have partnerships with specific gas stations, which can impact the value of a fuel point. For instance, Harris Teeter Fuel Centers and participating BP and Amoco stations allow customers to redeem 100 fuel points for a $0.10 discount per gallon, similar to Kroger. However, their maximum redemption limit is 1,000 points for up to 35 gallons, which aligns with Kroger's offer.

In summary, the value of a fuel point depends on the specific loyalty program, the volume of fuel purchased, and any special promotions or partnerships in place. By understanding the number of points earned and the resulting discount, we can calculate the value of a fuel point and make informed decisions about maximizing our savings on fuel purchases.

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Using credit cards to earn points

Credit cards are a great way to earn points and rewards. There are several credit cards that offer rewards and points on eligible purchases. For example, the Marriott Bonvoy credit card offers bonus points and free nights on eligible purchases. Similarly, the Chase Sapphire Preferred Card offers a welcome bonus of 60,000 points for spending $5,000 in the first three months. These points can be redeemed for travel through the Chase Travel portal, increasing the value of the points.

Some credit cards also offer limited-time-offer programs that allow cardholders to earn more points by spending with specific retailers. For instance, the Amex Offers program provides opportunities to earn bonus points by spending with select retailers. Cardholders can activate these offers by logging into their accounts and meeting the specified terms.

Additionally, certain credit cards provide boosted points in specific categories. For example, the American Express Blue Cash Preferred card offers 6% cash back at grocery stores. This can be a great way to maximize rewards on everyday purchases.

It is worth noting that credit card points can have different values depending on the issuer's points system and redemption options. Typically, each point is valued at around 1 cent, but this can vary. For instance, redeeming points for gift cards or shopping on Amazon may provide less than 1 cent in value per point. On the other hand, transferring points to travel providers or specific redemption options can increase the value per point.

Furthermore, combining credit card rewards with fuel points can further enhance savings. For example, the Harris Teeter Fuel Points program allows cardholders to save 10 cents per gallon on fuel for every 100 Fuel Points redeemed, up to 1,000 points or $1 per gallon. Similarly, Kroger offers fuel points for grocery purchases, pharmacy prescriptions, and gift cards, which can be redeemed for discounts at participating gas stations.

By utilizing credit card rewards and fuel points in conjunction, individuals can maximize their savings and benefits. However, it is important to carefully review the terms and conditions of each program, as well as any limitations or exclusions, to make the most of these opportunities.

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Gift card promotions

Gift cards are a great way to maximise your fuel points. Many grocery stores run promotions where you can earn 4x fuel points instead of 2x when purchasing third-party gift cards and fixed-value Visa or Mastercard gift cards. For example, Kroger has digital coupons offering 4x fuel points on $25, $50, and $100 Visa and Mastercard gift cards. Similarly, Harris Teeter has a Fuel Points program where you can save 10 cents per gallon on fuel for every 100 Fuel Points redeemed, up to 1,000 points or $1.00 per gallon (maximum of 35 gallons).

If you're looking to take advantage of these promotions, it's important to note that some stores require you to load digital coupons to your account before purchasing gift cards in-store, while others automatically award you the fuel points when buying gift cards online. Additionally, some gas stations that offer discounts for cash payments will also give those same discounts if you pay with a gift card.

When considering gift card promotions, it's worth buying gift cards that you're sure to use. For instance, purchasing Shell gift cards can maximise your credit card and fuel point savings before visiting the pump. By combining gift card promotions with other rewards programs and credit card benefits, you can further increase your savings.

While gift card promotions can offer significant savings, it's important to read the fine print and be mindful of any restrictions or exclusions. For example, the Harris Teeter Fuel Points program excludes alcohol, fuel purchases, gift certificates, lottery, mail-order services, money orders, postage stamps, promotional tickets, tobacco, and certain gift cards. Additionally, there may be limitations on the number of fuel points you can redeem per transaction or within a specific time frame.

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Frequently asked questions

You can redeem up to 1,000 Kroger fuel points for $1 off per gallon, up to 35 gallons of fuel. This means that each point is worth 1 cent.

You can earn Kroger fuel points by making purchases at Kroger Family of Stores. You can earn 1 fuel point for every $1 you spend, and up to 4x fuel points during special bonus events.

You can redeem your Kroger fuel points at Kroger Family of Stores Fuel Centers and participating Shell locations. Simply swipe your Shoppers Card when making a purchase to start earning instant discounts on fuel.

Yes, Kroger fuel points expire at the end of the month after they are earned. For example, fuel points earned in May will expire on June 30th.

Yes, you can earn bonus fuel points through digital coupons and promotions offered by Kroger. For example, you can earn 4x fuel points on Fridays by clipping the digital coupon online before purchasing in-store gift cards for select retailers.

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